Your Complete
Buying Guide
Buying property is one of the biggest financial decisions you'll ever make. Whether it's your first home, an upgrade or an investment, understanding the process gives you confidence — and puts you in the best position to secure the right property at the right price.
The Buying Process
Get Your Finances in Order
Before you start searching, speak with a mortgage broker or lender to understand your borrowing capacity. Getting pre-approval puts you in a strong position when you find the right property and shows vendors you're a serious buyer.
Define What You're Looking For
Make a list of your must-haves and nice-to-haves — number of bedrooms, location, proximity to schools or transport, block size. Knowing your priorities helps you move quickly when the right property comes up.
Research the Market
Spend time understanding the suburbs you're interested in. Look at recent sales, median prices and days on market. Our suburb profiles are a great starting point — they'll give you a clear picture of where your money goes furthest.
Attend Inspections
Visit as many properties as you can — even ones that aren't quite right. You'll quickly develop an eye for value and build confidence in your decision-making. Ask questions at every open home and don't be afraid to go back for a second look.
Conduct Due Diligence
Before making an offer, arrange a building and pest inspection and review the contract of sale with a solicitor or conveyancer. Understanding exactly what you're buying protects you from costly surprises down the track.
Make an Offer or Bid at Auction
When you're ready to move, your agent will guide you through the offer process or auction day. Exchange of contracts and a deposit (typically 10%) locks in the purchase, with settlement usually 42 days later.